Consumer Credit Act 1974 · Part VI Matters Arising During Currency of Credit or...

86B Notice of sums in arrears under fixed-sum credit agreements etc.

s. 86B · in force: yes

Captured statutory text (L5)

86B Notice of sums in arrears under fixed-sum credit agreements etc.

(1)This section applies where at any time the following conditions are satisfied—

(a)that the debtor or hirer under an applicable agreement is required to have made at least two payments under the agreement before that time;

(b)that the total sum paid under the agreement by him is less than the total sum which he is required to have paid before that time;

(c)that the amount of the shortfall is no less than the sum of the last two payments which he is required to have made before that time;

(d)that the creditor or owner is not already under a duty to give him notices under this section in relation to the agreement; and

(e)if a judgment has been given in relation to the agreement before that time, that there is no sum still to be paid under the judgment by the debtor or hirer.

(2)The creditor or owner—

(a)shall, within the period of 14 days beginning with the day on which the conditions mentioned in subsection (1) are satisfied, give the debtor or hirer a notice under this section; and

(b)after the giving of that notice, shall give him further notices under this section at intervals of not more than six months.

(3)The duty of the creditor or owner to give the debtor or hirer notices under this section shall cease when either of the conditions mentioned in subsection (4) is satisfied; but if either of those conditions is satisfied before the notice required by subsection (2)(a) is given, the duty shall not cease until that notice is given.

(4)The conditions referred to in subsection (3) are—

(a)that the debtor or hirer ceases to be in arrears;

(b)that a judgment is given in relation to the agreement under which a sum is required to be paid by the debtor or hirer.

(5)For the purposes of subsection (4)(a) the debtor or hirer ceases to be in arrears when—

(a)no payments , which he has ever failed to make under the agreement when required, are still owing;

(b)no default sum, which has ever become payable under the agreement in connection with his failure to pay any sum under the agreement when required, is still owing;

(c)no sum of interest, which has ever become payable under the agreement in connection with such a default sum, is still owing; and

(d)no other sum of interest, which has ever become payable under the agreement in connection with his failure to pay any sum under the agreement when required, is still owing.

(6)A notice under this section shall include a copy of the current arrears information sheet under section 86A.

(7)The debtor or hirer shall have no liability to pay any sum in connection with the preparation or the giving to him of a notice under this section.

(8)Regulations may make provision about the form and content of notices under this section.

(9)In the case of an applicable agreement under which the debtor or hirer must make all payments he is required to make at intervals of one week or less, this section shall have effect as if in subsection (1)(a) and (c) for ‘two’ there were substituted ‘four’.

(10)If an agreement mentioned in subsection (9) was made before the beginning of the relevant period, only amounts resulting from failures by the debtor or hirer to make payments he is required to have made during that period shall be taken into account in determining any shortfall for the purposes of subsection (1)(c).

(11)In subsection (10) ‘relevant period’ means the period of 20 weeks ending with the day on which the debtor or hirer is required to have made the most recent payment under the agreement.

(11A)This section does not apply to a regulated deferred payment credit agreement.

(12)In this section ‘applicable agreement’ means an agreement which— In this section “applicable agreement” means an agreement which falls within subsection (12A) or (12B).

(a)is a regulated agreement for fixed-sum credit or a regulated consumer hire agreement; and

(b)is neither a non-commercial agreement nor a small agreement.

(12)In this section “applicable agreement” means an agreement which falls within subsection (12A) or (12B).

(12A)An agreement falls within this subsection if—

(a)it is a regulated agreement for fixed-sum credit; and

(b)it is not—

(i)a non-commercial agreement;

(ii)a small agreement; or

(iii)a green deal plan (within the meaning of section 1 of the Energy Act 2011).

(12B)An agreement falls within this subsection if—

(a)it is a regulated consumer hire agreement; and

(b)it is neither a non-commercial agreement nor a small agreement.

(13)In this section—

(a)“ payments ” in relation to an applicable agreement which is a regulated agreement for fixed-sum credit means payments to be made at predetermined intervals provided for under the terms of the agreement; and

(b)“ payments ” in relation to an applicable agreement which is a regulated consumer hire agreement means any payments to be made by the hirer in relation to any period in consideration of the bailment or hiring to him of goods under the agreement.

Full captured verbatim text

(1) This section applies where at any time the following conditions are satisfied—

(a) that the debtor or hirer under an applicable agreement is required to have made at least two payments under the agreement before that time;

(b) that the total sum paid under the agreement by him is less than the total sum which he is required to have paid before that time;

(c) that the amount of the shortfall is no less than the sum of the last two payments which he is required to have made before that time;

(d) that the creditor or owner is not already under a duty to give him notices under this section in relation to the agreement; and

(e) if a judgment has been given in relation to the agreement before that time, that there is no sum still to be paid under the judgment by the debtor or hirer.

(2) The creditor or owner—

(a) shall, within the period of 14 days beginning with the day on which the conditions mentioned in subsection (1) are satisfied, give the debtor or hirer a notice under this section; and

(b) after the giving of that notice, shall give him further notices under this section at intervals of not more than six months.

(3) The duty of the creditor or owner to give the debtor or hirer notices under this section shall cease when either of the conditions mentioned in subsection (4) is satisfied; but if either of those conditions is satisfied before the notice required by subsection (2)(a) is given, the duty shall not cease until that notice is given.

(4) The conditions referred to in subsection (3) are—

(a) that the debtor or hirer ceases to be in arrears;

(b) that a judgment is given in relation to the agreement under which a sum is required to be paid by the debtor or hirer.

(5) For the purposes of subsection (4)(a) the debtor or hirer ceases to be in arrears when—

(a) no payments , which he has ever failed to make under the agreement when required, are still owing;

(b) no default sum, which has ever become payable under the agreement in connection with his failure to pay any sum under the agreement when required, is still owing;

(c) no sum of interest, which has ever become payable under the agreement in connection with such a default sum, is still owing; and

(d) no other sum of interest, which has ever become payable under the agreement in connection with his failure to pay any sum under the agreement when required, is still owing.

(6) A notice under this section shall include a copy of the current arrears information sheet under section 86A.

(7) The debtor or hirer shall have no liability to pay any sum in connection with the preparation or the giving to him of a notice under this section.

(8) Regulations may make provision about the form and content of notices under this section.

(9) In the case of an applicable agreement under which the debtor or hirer must make all payments he is required to make at intervals of one week or less, this section shall have effect as if in subsection (1)(a) and (c) for ‘two’ there were substituted ‘four’.

(10) If an agreement mentioned in subsection (9) was made before the beginning of the relevant period, only amounts resulting from failures by the debtor or hirer to make payments he is required to have made during that period shall be taken into account in determining any shortfall for the purposes of subsection (1)(c).

(11) In subsection (10) ‘relevant period’ means the period of 20 weeks ending with the day on which the debtor or hirer is required to have made the most recent payment under the agreement.

(11A) This section does not apply to a regulated deferred payment credit agreement.

(12) In this section ‘applicable agreement’ means an agreement which—

In this section “applicable agreement” means an agreement which falls within subsection (12A) or (12B).

(a) is a regulated agreement for fixed-sum credit or a regulated consumer hire agreement; and

(b) is neither a non-commercial agreement nor a small agreement.

(12) In this section “applicable agreement” means an agreement which falls within subsection (12A) or (12B).

(12A) An agreement falls within this subsection if—

(a) it is a regulated agreement for fixed-sum credit; and

(b) it is not—

(i) a non-commercial agreement;

(ii) a small agreement; or

(iii) a green deal plan (within the meaning of section 1 of the Energy Act 2011).

(12B) An agreement falls within this subsection if—

(a) it is a regulated consumer hire agreement; and

(b) it is neither a non-commercial agreement nor a small agreement.

(13) In this section—

(a) “ payments ” in relation to an applicable agreement which is a regulated agreement for fixed-sum credit means payments to be made at predetermined intervals provided for under the terms of the agreement; and

(b) “ payments ” in relation to an applicable agreement which is a regulated consumer hire agreement means any payments to be made by the hirer in relation to any period in consideration of the bailment or hiring to him of goods under the agreement.

What this provision means

Model summary, checked against the text on the left.

Relevance to Signicat: 2/3 · detailed summary (L4) Status: ok · Stored artifact; current recipe verification unavailable

Creditors and owners must give arrears notices with an FCA information sheet within 14 days of two missed payments under applicable agreements.

(2) The creditor or owner—

(6) A notice under this section shall include a copy of the current arrears information sheet under section 86A.

(11A) This section does not apply to a regulated deferred payment credit agreement.

Where a debtor or hirer is required to have made at least two payments, the amount paid falls short by at least the sum of the last two payments, and judgment has not been given, the creditor or owner must give an arrears notice within 14 days of satisfaction of those conditions. Subsequent notices must be given at intervals of not more than six months until arrears cease or judgment is given. Notices must include the arrears information sheet under section 86A.

evidence.audit_trail

Refers to

cross-reference internal_cite · s. 86A

Referred to by

cross-reference internal_cite · s. 129

cross-reference internal_cite · s. 129A

cross-reference internal_cite · s. 86A

cross-reference internal_cite · s. 86D

Part summaries

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L1 unavailable for current verification: the overall summary needs every part verified. Provisions and the verified summaries remain readable.

Verification findings (410)

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synthesis coverage: missing evaluation uk:ukpga/1974/39#section-176

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-176A

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-177

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-178

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-179

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-180

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-181

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-182

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-183

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-184

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-185

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-186

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-187

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-187A

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-188

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189A

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189B

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189C

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189D

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-190

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-191

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-192

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-193

synthesis coverage: missing/unverified L2 schedule-A1-part-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-1

synthesis coverage: missing/unverified L2 schedule-A1-part-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-6

synthesis coverage: missing/unverified L2 schedule-A1-part-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-7

synthesis coverage: missing/unverified L2 schedule-A1-part-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-11

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-14

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-16

synthesis coverage: missing/unverified L2 schedule-3-part-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-4

synthesis coverage: missing/unverified L2 schedule-3-part-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-7

synthesis coverage: missing/unverified L2 schedule-3-part-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-11

synthesis coverage: missing/unverified L2 schedule-3-part-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-14

synthesis coverage: missing/unverified L2 schedule-3-part-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-16

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-17

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-18

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-19

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-20

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-21

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-22

synthesis coverage: missing/unverified L2 schedule-3-part-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-23

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-24

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-25

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-26

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-27

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-28

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-29

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-30

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-31

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-32

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-33

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-34

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-35

synthesis coverage: missing/unverified L2 schedule-3-part-7

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-36

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-37

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-38

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-39

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-40

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-41

synthesis coverage: missing/unverified L2 schedule-3-part-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-42

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-43

synthesis coverage: missing/unverified L2 schedule-3-part-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-44

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-45

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46n1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46n2

synthesis coverage: missing/unverified L2 schedule-3-part-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-49

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-50

synthesis coverage: missing/unverified L2 schedule-4.-part-I

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-7

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-11

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-14

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-16

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-17

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-18

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-19

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-20

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-22

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-23

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-24

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-25

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-26

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-27

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-28

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-29

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-30

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-31

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-32

synthesis coverage: missing/unverified L2 schedule-4.-part-I

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-33

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-34

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-35

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-36

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-37

synthesis coverage: missing/unverified L2 schedule-4.-part-II

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-38

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-39

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-40

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-41

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-43

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-44

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-45

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-46

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-48

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-49

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-50

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-51

Instrument tier unavailable

Change history as published

Pt. I omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(2) · repeated 8×

S. 16 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(5)

S. 16A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(6)

S. 16B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(7)

S. 16C omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(8)

Pt. III omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(10) (with arts. 37(5), 39(4), 41(5), 44(5), 46(3)(b), 48(3), 54(2)) · repeated 50×

Cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(11)

S. 44 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(12)

S. 45 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(13)

S. 47 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(14)

S. 51 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(15)

S. 51A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(16)

S. 51B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(17)

S. 53 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(19)

S. 54 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(20)

S. 55A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(21)

S. 55B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(22)

Pt. 5A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(27) · repeated 2×

S. 81 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(30)

S. 82A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(32)

S. 112 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(34)

S. 115 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(37)

S. 140D omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(40)

Ss. 146-152 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(42) (with arts. 48A, 48B (as inserted by S.I. 2014/208, arts. 1(3)(4), 7(3)) · repeated 7×

S. 156 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(44)

S. 160A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(47)

S. 162 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 14; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 163 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 15; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 164 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 16; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 165 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 17; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 189A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(61)

Sch. 3 paras. 5-7 and cross-headings omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(a) · repeated 3×

Sch. 3 para. 11 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(b)

Sch. 3 para. 44 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 3 para. 45 and cross-heading omitted (26.7.2013 for specified purposes) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 3 para. 46 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 4 para. 11 repealed (6.1.1997) by S.I. 1996/ 3097, arts. 1, 3(1)(b)

Sch. 4 para. 15 repealed (E.W.S.) (27.8.1993) by 1993 c. 11, ss. 67(3), 68(2), Sch. 6 .

Sch. 4 para. 16 repealed (E.W.S.) (27.8.1993) by 1993 c. 11, ss. 67(3), 68(2) Sch. 6.

Sch. 4 para. 19 repealed (5.11.1993) by 1993 c. 50, s. 1(1), Sch. 1, Pt. IX Group 1.

Sch. 4 para. 27 repealed (5.11.1993) by 1993 c. 50, s. 1(1), Sch. 1 Pt. IX Group 1.

Sch. 4 Pt. I para. 32 repealed (1.9.1994) by 1994 c. 22, ss. 65, 66(1), Sch. 5 Pt. I (with s. 57(4))

Sch. 4 Pt. II para. 38 repealed (N.I.)(01. 10. 1991) by S.I. 1989/2405 (N.I.19), art. 382, Sch. 10; S.R. 1991/411, art. 2

Sch. 4 para. 50 repealed (1.10.1991) by Finance Act 1991 (c.31, SIF 107:2), ss. 10, 123, Sch. 19 Pt. IV; S.I. 1991/2021, art 2

Parser observation, not a legal amendment: the publisher XML contains 6 empty paragraph elements.

Pending effects amendments not yet applied to this text

s. 25(1C) words substituted by The Capital Requirements Regulations 2013 Sch. 2 para. 32 · Effective date unknown · s. 25

s. 25(2A)(b) (ia) inserted by Financial Services Act 2010 Sch. 2 para. 36 · Effective date unknown · s. 25

s. 51A 51B inserted by Financial Services Act 2010 s. 15(2) · Effective date unknown

s. 51A modified by Financial Services Act 2010 s. 15(4) · Effective date unknown · s. 51A

Sch. 1 words inserted by Financial Services Act 2010 s. 15(3) · Effective date unknown

Show all 8

s. 174 restricted by Railways and Transport Safety Act 2003 s. 115 · Effective date unknown · s. 174

s. 174 words substituted by Railways and Transport Safety Act 2003 Sch. 2 para. 19(d) · Effective date unknown · s. 174

s. 16(1)(ff) words repealed by Housing Act 1996 Sch. 19 Pt. 14 · Effective date unknown · s. 16

Provenance

Every claim the system makes about this text is traceable to these identifiers.

Instrument: uk:ukpga/1974/39
Part: Part VI Matters Arising During Currency of Credit or Hire Agreements
Version: 041bd608afb780dd1f826bec…
Content hash: sha256 d68d64fd0b2e1ef63d83b966…
Source: legislation.gov.uk/ukpga/1974/39