Consumer Credit Act 1974 · Part V Entry into Credit or Hire Agreements

66A Withdrawal from consumer credit agreement

s. 66A · in force: yes

Captured statutory text (L5)

66A Withdrawal from consumer credit agreement

(1)The debtor under a regulated consumer credit agreement, other than an excluded agreement, may withdraw from the agreement, without giving any reason, in accordance with this section.

(2)To withdraw from an agreement under this section the debtor must give oral or written notice of the withdrawal to the creditor before the end of the period of 14 days beginning with the day after the relevant day.

(3)For the purposes of subsection (2) the relevant day is whichever is the latest of the following—

(a)the day on which the agreement is made;

(b)where the creditor is required to inform the debtor of the credit limit under the agreement, the day on which the creditor first does so;

(c)in the case of an agreement to which section 61A (duty to supply copy of executed consumer credit agreement) applies, the day on which the debtor receives a copy of the agreement under that section or on which the debtor is informed as specified in subsection (3) of that section;

(d)in the case of an agreement to which section 63 (duty to supply copy of executed agreement: excluded agreements) applies, the day on which the debtor receives a copy of the agreement under that section.

(4)Where oral notice under this section is given to the creditor it must be given in a manner specified in the agreement.

(5)Where written notice under this section is given by facsimile transmission or electronically—

(a)it must be sent to the number or electronic address specified for the purpose in the agreement, and

(b)where it is so sent, it is to be regarded as having been received by the creditor at the time it is sent (and section 176A does not apply).

(6)Where written notice under this section is given in any other form—

(a)it must be sent by post to, or left at, the postal address specified for the purpose in the agreement, and

(b)where it is sent by post to that address, it is to be regarded as having been received by the creditor at the time of posting (and section 176 does not apply).

(7)Subject as follows, where the debtor withdraws from a regulated consumer credit agreement under this section—

(a)the agreement shall be treated as if it had never been entered into, and

(b)where an ancillary service relating to the agreement is or is to be provided by the creditor, or by a third party on the basis of an agreement between the third party and the creditor, the ancillary service contract shall be treated as if it had never been entered into.

(8)In the case referred to in subsection (7)(b) the creditor must without delay notify any third party of the fact that the debtor has withdrawn from the agreement.

(9)Where the debtor withdraws from an agreement under this section—

(a)the debtor must repay to the creditor any credit provided and the interest accrued on it (at the rate provided for under the agreement), but

(b)the debtor is not liable to pay to the creditor any compensation, fees or charges except any non-returnable charges paid by the creditor to a public administrative body.

(10)An amount payable under subsection (9) must be paid without undue delay and no later than the end of the period of 30 days beginning with the day after the day on which the notice of withdrawal was given (and if not paid by the end of that period may be recovered by the creditor as a debt).

(11)Where a regulated consumer credit agreement is a conditional sale, hire-purchase or credit-sale agreement and—

(a)the debtor withdraws from the agreement under this section after the credit has been provided, and

(b)the sum payable under subsection (9)(a) is paid in full by the debtor,

title to the goods purchased or supplied under the agreement is to pass to the debtor on the same terms as would have applied had the debtor not withdrawn from the agreement.

(12)In subsections (2), (4), (5), (6) and (9)(a) references to the creditor include a person specified by the creditor in the agreement.

(13)In subsection (7)(b) the reference to an ancillary service means a service that relates to the provision of credit under the agreement and includes in particular an insurance or payment protection policy.

(14)For the purposes of this section, an agreement is an excluded agreement if it is—

(a)an agreement for credit exceeding £60,260 , other than a residential renovation agreement,

(b)an agreement secured on land,

(c)a restricted-use credit agreement to finance the purchase of land, or

(d)an agreement for a bridging loan in connection with the purchase of land.

Full captured verbatim text

(1) The debtor under a regulated consumer credit agreement, other than an excluded agreement, may withdraw from the agreement, without giving any reason, in accordance with this section.

(2) To withdraw from an agreement under this section the debtor must give oral or written notice of the withdrawal to the creditor before the end of the period of 14 days beginning with the day after the relevant day.

(3) For the purposes of subsection (2) the relevant day is whichever is the latest of the following—

(a) the day on which the agreement is made;

(b) where the creditor is required to inform the debtor of the credit limit under the agreement, the day on which the creditor first does so;

(c) in the case of an agreement to which section 61A (duty to supply copy of executed consumer credit agreement) applies, the day on which the debtor receives a copy of the agreement under that section or on which the debtor is informed as specified in subsection (3) of that section;

(d) in the case of an agreement to which section 63 (duty to supply copy of executed agreement: excluded agreements) applies, the day on which the debtor receives a copy of the agreement under that section.

(4) Where oral notice under this section is given to the creditor it must be given in a manner specified in the agreement.

(5) Where written notice under this section is given by facsimile transmission or electronically—

(a) it must be sent to the number or electronic address specified for the purpose in the agreement, and

(b) where it is so sent, it is to be regarded as having been received by the creditor at the time it is sent (and section 176A does not apply).

(6) Where written notice under this section is given in any other form—

(a) it must be sent by post to, or left at, the postal address specified for the purpose in the agreement, and

(b) where it is sent by post to that address, it is to be regarded as having been received by the creditor at the time of posting (and section 176 does not apply).

(7) Subject as follows, where the debtor withdraws from a regulated consumer credit agreement under this section—

(a) the agreement shall be treated as if it had never been entered into, and

(b) where an ancillary service relating to the agreement is or is to be provided by the creditor, or by a third party on the basis of an agreement between the third party and the creditor, the ancillary service contract shall be treated as if it had never been entered into.

(8) In the case referred to in subsection (7)(b) the creditor must without delay notify any third party of the fact that the debtor has withdrawn from the agreement.

(9) Where the debtor withdraws from an agreement under this section—

(a) the debtor must repay to the creditor any credit provided and the interest accrued on it (at the rate provided for under the agreement), but

(b) the debtor is not liable to pay to the creditor any compensation, fees or charges except any non-returnable charges paid by the creditor to a public administrative body.

(10) An amount payable under subsection (9) must be paid without undue delay and no later than the end of the period of 30 days beginning with the day after the day on which the notice of withdrawal was given (and if not paid by the end of that period may be recovered by the creditor as a debt).

(11) Where a regulated consumer credit agreement is a conditional sale, hire-purchase or credit-sale agreement and—

(a) the debtor withdraws from the agreement under this section after the credit has been provided, and

(b) the sum payable under subsection (9)(a) is paid in full by the debtor,

title to the goods purchased or supplied under the agreement is to pass to the debtor on the same terms as would have applied had the debtor not withdrawn from the agreement.

(12) In subsections (2), (4), (5), (6) and (9)(a) references to the creditor include a person specified by the creditor in the agreement.

(13) In subsection (7)(b) the reference to an ancillary service means a service that relates to the provision of credit under the agreement and includes in particular an insurance or payment protection policy.

(14) For the purposes of this section, an agreement is an excluded agreement if it is—

(a) an agreement for credit exceeding £60,260 , other than a residential renovation agreement,

(b) an agreement secured on land,

(c) a restricted-use credit agreement to finance the purchase of land, or

(d) an agreement for a bridging loan in connection with the purchase of land.

What this provision means

Model summary, checked against the text on the left.

Relevance to Signicat: 2/3 · detailed summary (L4) Status: ok · Stored artifact; current recipe verification unavailable

Debtors may withdraw from regulated consumer credit agreements without reason by giving notice within 14 days following the relevant day.

(1) The debtor under a regulated consumer credit agreement, other than an excluded agreement, may withdraw from the agreement, without giving any reason, in accordance with this section.

(2) To withdraw from an agreement under this section the debtor must give oral or written notice of the withdrawal to the creditor before the end of the period of 14 days beginning with the day after the relevant day.

(14) For the purposes of this section, an agreement is an excluded agreement if it is—

Under (1) and (2), a debtor under a regulated consumer credit agreement may withdraw without reason within 14 days after the relevant day by oral or written notice. Under (3), the relevant day is the latest of agreement execution, notification of credit limit, or receipt of agreement copy under (3)(c) or (3)(d). Under (4), (5), and (6), notice may be oral, electronic/facsimile to the specified number or address, or postal. Withdrawal under (7) treats agreements and ancillary services as never entered into. Under (9) and (10), the debtor must repay principal and interest within 30 days.

evidence.audit_trail

Refers to

cross-reference internal_cite · s. 176

cross-reference internal_cite · s. 176A

cross-reference internal_cite · s. 61A

cross-reference internal_cite · s. 63

Referred to by

cross-reference internal_cite · s. 61A

cross-reference internal_cite · s. 67

cross-reference internal_cite · s. 74

cross-reference internal_cite · s. 82

Part summaries

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synthesis coverage: missing evaluation uk:ukpga/1974/39#section-184

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-185

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-186

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-187

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-187A

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-188

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189A

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189B

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189C

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189D

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-190

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-191

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-192

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-193

synthesis coverage: missing/unverified L2 schedule-A1-part-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-1

synthesis coverage: missing/unverified L2 schedule-A1-part-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-6

synthesis coverage: missing/unverified L2 schedule-A1-part-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-7

synthesis coverage: missing/unverified L2 schedule-A1-part-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-11

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-14

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-16

synthesis coverage: missing/unverified L2 schedule-3-part-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-4

synthesis coverage: missing/unverified L2 schedule-3-part-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-7

synthesis coverage: missing/unverified L2 schedule-3-part-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-11

synthesis coverage: missing/unverified L2 schedule-3-part-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-14

synthesis coverage: missing/unverified L2 schedule-3-part-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-16

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-17

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-18

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-19

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-20

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-21

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-22

synthesis coverage: missing/unverified L2 schedule-3-part-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-23

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-24

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-25

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-26

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-27

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-28

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-29

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-30

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-31

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-32

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-33

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-34

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-35

synthesis coverage: missing/unverified L2 schedule-3-part-7

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-36

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-37

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-38

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-39

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-40

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-41

synthesis coverage: missing/unverified L2 schedule-3-part-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-42

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-43

synthesis coverage: missing/unverified L2 schedule-3-part-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-44

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-45

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46n1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46n2

synthesis coverage: missing/unverified L2 schedule-3-part-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-49

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-50

synthesis coverage: missing/unverified L2 schedule-4.-part-I

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-7

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-11

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-14

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-16

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-17

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-18

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-19

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-20

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-22

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-23

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-24

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-25

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-26

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-27

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-28

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-29

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-30

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-31

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-32

synthesis coverage: missing/unverified L2 schedule-4.-part-I

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-33

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-34

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-35

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-36

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-37

synthesis coverage: missing/unverified L2 schedule-4.-part-II

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-38

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-39

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-40

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-41

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-43

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-44

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-45

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-46

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-48

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-49

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-50

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-51

Instrument tier unavailable

Change history as published

Pt. I omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(2) · repeated 8×

S. 16 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(5)

S. 16A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(6)

S. 16B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(7)

S. 16C omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(8)

Pt. III omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(10) (with arts. 37(5), 39(4), 41(5), 44(5), 46(3)(b), 48(3), 54(2)) · repeated 50×

Cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(11)

S. 44 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(12)

S. 45 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(13)

S. 47 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(14)

S. 51 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(15)

S. 51A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(16)

S. 51B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(17)

S. 53 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(19)

S. 54 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(20)

S. 55A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(21)

S. 55B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(22)

Pt. 5A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(27) · repeated 2×

S. 81 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(30)

S. 82A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(32)

S. 112 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(34)

S. 115 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(37)

S. 140D omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(40)

Ss. 146-152 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(42) (with arts. 48A, 48B (as inserted by S.I. 2014/208, arts. 1(3)(4), 7(3)) · repeated 7×

S. 156 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(44)

S. 160A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(47)

S. 162 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 14; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 163 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 15; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 164 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 16; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 165 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 17; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 189A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(61)

Sch. 3 paras. 5-7 and cross-headings omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(a) · repeated 3×

Sch. 3 para. 11 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(b)

Sch. 3 para. 44 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 3 para. 45 and cross-heading omitted (26.7.2013 for specified purposes) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 3 para. 46 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 4 para. 11 repealed (6.1.1997) by S.I. 1996/ 3097, arts. 1, 3(1)(b)

Sch. 4 para. 15 repealed (E.W.S.) (27.8.1993) by 1993 c. 11, ss. 67(3), 68(2), Sch. 6 .

Sch. 4 para. 16 repealed (E.W.S.) (27.8.1993) by 1993 c. 11, ss. 67(3), 68(2) Sch. 6.

Sch. 4 para. 19 repealed (5.11.1993) by 1993 c. 50, s. 1(1), Sch. 1, Pt. IX Group 1.

Sch. 4 para. 27 repealed (5.11.1993) by 1993 c. 50, s. 1(1), Sch. 1 Pt. IX Group 1.

Sch. 4 Pt. I para. 32 repealed (1.9.1994) by 1994 c. 22, ss. 65, 66(1), Sch. 5 Pt. I (with s. 57(4))

Sch. 4 Pt. II para. 38 repealed (N.I.)(01. 10. 1991) by S.I. 1989/2405 (N.I.19), art. 382, Sch. 10; S.R. 1991/411, art. 2

Sch. 4 para. 50 repealed (1.10.1991) by Finance Act 1991 (c.31, SIF 107:2), ss. 10, 123, Sch. 19 Pt. IV; S.I. 1991/2021, art 2

Parser observation, not a legal amendment: the publisher XML contains 6 empty paragraph elements.

Pending effects amendments not yet applied to this text

s. 25(1C) words substituted by The Capital Requirements Regulations 2013 Sch. 2 para. 32 · Effective date unknown · s. 25

s. 25(2A)(b) (ia) inserted by Financial Services Act 2010 Sch. 2 para. 36 · Effective date unknown · s. 25

s. 51A 51B inserted by Financial Services Act 2010 s. 15(2) · Effective date unknown

s. 51A modified by Financial Services Act 2010 s. 15(4) · Effective date unknown · s. 51A

Sch. 1 words inserted by Financial Services Act 2010 s. 15(3) · Effective date unknown

Show all 8

s. 174 restricted by Railways and Transport Safety Act 2003 s. 115 · Effective date unknown · s. 174

s. 174 words substituted by Railways and Transport Safety Act 2003 Sch. 2 para. 19(d) · Effective date unknown · s. 174

s. 16(1)(ff) words repealed by Housing Act 1996 Sch. 19 Pt. 14 · Effective date unknown · s. 16

Provenance

Every claim the system makes about this text is traceable to these identifiers.

Instrument: uk:ukpga/1974/39
Part: Part V Entry into Credit or Hire Agreements
Version: 041bd608afb780dd1f826bec…
Content hash: sha256 6d9a92b4b9ef85f182091924…
Source: legislation.gov.uk/ukpga/1974/39