Consumer Credit Act 1974 · Part VI Matters Arising During Currency of Credit or...

82 Variation of agreements.

s. 82 · in force: yes

Captured statutory text (L5)

82 Variation of agreements.

(1)Where, under a power contained in a regulated agreement, the creditor or owner varies the agreement, the variation shall not take effect before notice of it is given to the debtor or hirer in the prescribed manner.

(1A)Subsection (1) does not apply to a variation in the rate of interest charged under an agreement not secured on land (see section 78A).

(1B)Subsection (1) does not apply to a variation in the rate of interest charged under an agreement secured on land if—

(a)the agreement falls within subsection (1D), and

(b)the variation is a reduction in the rate.

(1C)Subsection (1) does not apply to a variation in any other charge under an agreement if—

(a)the agreement falls within subsection (1D), and

(b)the variation is a reduction in the charge.

(1D)The agreements referred to in subsections (1B) and (1C) are—

(a)an authorised business overdraft agreement,

(b)an authorised non-business overdraft agreement, or

(c)an agreement which would be an authorised non-business overdraft agreement but for the fact that the credit is not repayable on demand or within three months.

(1E)Subsection (1) does not apply to a debtor-creditor agreement arising where the holder of a current account overdraws on the account without a pre-arranged overdraft or exceeds a pre-arranged overdraft limit.

(2)Where an agreement (a “modifying agreement ”) varies or supplements an earlier agreement, the modifying agreement shall for the purposes of this Act be treated as—

(a)revoking the earlier agreement, and

(b)containing provisions reproducing the combined effect of the two agreements,

and obligations outstanding in relation to the earlier agreement shall accordingly be treated as outstanding instead in relation to the modifying agreement.

(2A)Subsection (2) does not apply if the earlier agreement or the modifying agreement is an exempt agreement ... .

(2B)Subsection (2) does not apply if the modifying agreement varies—

(a)the amount of the repayment to be made under the earlier agreement, or

(b)the duration of the agreement,

as a result of the discharge of part of the debtor's indebtedness under the earlier agreement by virtue of section 94(3).

(3)If the earlier agreement is a regulated agreement but (apart from this subsection) the modifying agreement is not then, unless the modifying agreement is—

(a)for running account credit; or

(b)an exempt agreement ... ,

it shall be treated as a regulated agreement. .

(4)If the earlier agreement is a regulated agreement for running-account credit, and by the modifying agreement the creditor allows the credit limit to be exceeded but intends the excess to be merely temporary, Part V (except section 56) shall not apply to the modifying agreement.

(5)If—

(a)the earlier agreement is a cancellable agreement, and

(b)the modifying agreement is made within the period applicable under section 68 to the earlier agreement,

then, whether or not the modifying agreement would, apart from this subsection, be a cancellable agreement, it shall be treated as a cancellable agreement in respect of which a notice may be served under section 68 not later than the end of the period applicable under that section to the earlier agreement.

(5A)Subsection (5) does not apply where the modifying agreement is an exempt agreement ... .

(6)Except under subsection (5), a modifying agreement shall not be treated as a cancellable agreement.

(6A)If—

(a)the earlier agreement is an agreement to which section 66A (right of withdrawal) applies, and

(b)the modifying agreement is made within the period during which the debtor may give notice of withdrawal from the earlier agreement (see section 66A(2)),

then, whether or not the modifying agreement would, apart from this subsection, be an agreement to which section 66A applies, it shall be treated as such an agreement in respect of which notice may be given under subsection (2) of that section within the period referred to in paragraph (b) above.

(6B)Except as provided for under subsection (6A) section 66A does not apply to a modifying agreement.

(7)This section does not apply to a non-commercial agreement or to a regulated deferred payment credit agreement.

(8)In this section, an “exempt agreement” means an agreement which is an exempt agreement for the purposes of Chapter 14A of Part 2 of the Regulated Activities Order by virtue of article 60C(2) (regulated mortgage contracts and regulated home purchase plans) or article 60D (exemption relating to the purchase of land for non-residential purposes) of that Order.

Full captured verbatim text

(1) Where, under a power contained in a regulated agreement, the creditor or owner varies the agreement, the variation shall not take effect before notice of it is given to the debtor or hirer in the prescribed manner.

(1A) Subsection (1) does not apply to a variation in the rate of interest charged under an agreement not secured on land (see section 78A).

(1B) Subsection (1) does not apply to a variation in the rate of interest charged under an agreement secured on land if—

(a) the agreement falls within subsection (1D), and

(b) the variation is a reduction in the rate.

(1C) Subsection (1) does not apply to a variation in any other charge under an agreement if—

(a) the agreement falls within subsection (1D), and

(b) the variation is a reduction in the charge.

(1D) The agreements referred to in subsections (1B) and (1C) are—

(a) an authorised business overdraft agreement,

(b) an authorised non-business overdraft agreement, or

(c) an agreement which would be an authorised non-business overdraft agreement but for the fact that the credit is not repayable on demand or within three months.

(1E) Subsection (1) does not apply to a debtor-creditor agreement arising where the holder of a current account overdraws on the account without a pre-arranged overdraft or exceeds a pre-arranged overdraft limit.

(2) Where an agreement (a “modifying agreement ”) varies or supplements an earlier agreement, the modifying agreement shall for the purposes of this Act be treated as—

(a) revoking the earlier agreement, and

(b) containing provisions reproducing the combined effect of the two agreements,

and obligations outstanding in relation to the earlier agreement shall accordingly be treated as outstanding instead in relation to the modifying agreement.

(2A) Subsection (2) does not apply if the earlier agreement or the modifying agreement is an exempt agreement ... .

(2B) Subsection (2) does not apply if the modifying agreement varies—

(a) the amount of the repayment to be made under the earlier agreement, or

(b) the duration of the agreement,

as a result of the discharge of part of the debtor's indebtedness under the earlier agreement by virtue of section 94(3).

(3) If the earlier agreement is a regulated agreement but (apart from this subsection) the modifying agreement is not then, unless the modifying agreement is—

(a) for running account credit; or

(b) an exempt agreement ... ,

it shall be treated as a regulated agreement. .

(4) If the earlier agreement is a regulated agreement for running-account credit, and by the modifying agreement the creditor allows the credit limit to be exceeded but intends the excess to be merely temporary, Part V (except section 56) shall not apply to the modifying agreement.

(5) If—

(a) the earlier agreement is a cancellable agreement, and

(b) the modifying agreement is made within the period applicable under section 68 to the earlier agreement,

then, whether or not the modifying agreement would, apart from this subsection, be a cancellable agreement, it shall be treated as a cancellable agreement in respect of which a notice may be served under section 68 not later than the end of the period applicable under that section to the earlier agreement.

(5A) Subsection (5) does not apply where the modifying agreement is an exempt agreement ... .

(6) Except under subsection (5), a modifying agreement shall not be treated as a cancellable agreement.

(6A) If—

(a) the earlier agreement is an agreement to which section 66A (right of withdrawal) applies, and

(b) the modifying agreement is made within the period during which the debtor may give notice of withdrawal from the earlier agreement (see section 66A(2)),

then, whether or not the modifying agreement would, apart from this subsection, be an agreement to which section 66A applies, it shall be treated as such an agreement in respect of which notice may be given under subsection (2) of that section within the period referred to in paragraph (b) above.

(6B) Except as provided for under subsection (6A) section 66A does not apply to a modifying agreement.

(7) This section does not apply to a non-commercial agreement or to a regulated deferred payment credit agreement.

(8) In this section, an “exempt agreement” means an agreement which is an exempt agreement for the purposes of Chapter 14A of Part 2 of the Regulated Activities Order by virtue of article 60C(2) (regulated mortgage contracts and regulated home purchase plans) or article 60D (exemption relating to the purchase of land for non-residential purposes) of that Order.

What this provision means

Model summary, checked against the text on the left.

Relevance to Signicat: 1/3 · detailed summary (L4) Status: not needed for a short provision · Stored artifact; current recipe verification unavailable

Variations of regulated agreements by creditors or owners require notice to the debtor or hirer in the prescribed manner.

Only the one-line summary above is stored for this provision; the text itself is the evidence.

Refers to

cross-reference internal_cite · s. 56

cross-reference internal_cite · s. 66A

cross-reference internal_cite · s. 68

cross-reference internal_cite · s. 78A

cross-reference internal_cite · s. 94

Referred to by

cross-reference internal_cite · Sch. 3 para. 19

cross-reference internal_cite · s. 189

Part summaries

0 of 0 parts have a verified summary.

L1 unavailable for current verification: the overall summary needs every part verified. Provisions and the verified summaries remain readable.

Verification findings (410)

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synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189B

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189C

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-189D

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-190

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-191

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-192

synthesis coverage: missing evaluation uk:ukpga/1974/39#section-193

synthesis coverage: missing/unverified L2 schedule-A1-part-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-1

synthesis coverage: missing/unverified L2 schedule-A1-part-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-6

synthesis coverage: missing/unverified L2 schedule-A1-part-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-7

synthesis coverage: missing/unverified L2 schedule-A1-part-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-11

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-14

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-A1-paragraph-16

synthesis coverage: missing/unverified L2 schedule-3-part-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-4

synthesis coverage: missing/unverified L2 schedule-3-part-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-7

synthesis coverage: missing/unverified L2 schedule-3-part-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-11

synthesis coverage: missing/unverified L2 schedule-3-part-4

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-14

synthesis coverage: missing/unverified L2 schedule-3-part-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-16

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-17

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-18

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-19

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-20

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-21

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-22

synthesis coverage: missing/unverified L2 schedule-3-part-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-23

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-24

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-25

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-26

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-27

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-28

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-29

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-30

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-31

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-32

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-33

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-34

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-35

synthesis coverage: missing/unverified L2 schedule-3-part-7

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-36

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-37

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-38

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-39

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-40

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-41

synthesis coverage: missing/unverified L2 schedule-3-part-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-42

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-43

synthesis coverage: missing/unverified L2 schedule-3-part-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-44

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-45

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46n1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-46n2

synthesis coverage: missing/unverified L2 schedule-3-part-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-49

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-3-paragraph-50

synthesis coverage: missing/unverified L2 schedule-4.-part-I

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-1

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-6

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-7

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-8

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-9

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-10

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-11

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-12

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-14

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-16

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-17

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-18

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-19

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-20

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-22

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-23

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-24

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-25

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-26

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-27

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-28

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-29

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-30

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-31

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-32

synthesis coverage: missing/unverified L2 schedule-4.-part-I

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-33

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-34

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-35

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-36

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-37

synthesis coverage: missing/unverified L2 schedule-4.-part-II

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-38

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-39

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-40

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-41

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-43

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-44

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-45

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-46

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-48

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-49

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-50

synthesis coverage: missing evaluation uk:ukpga/1974/39#schedule-4.-paragraph-51

Instrument tier unavailable

Change history as published

Pt. I omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(2) · repeated 8×

S. 16 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(5)

S. 16A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(6)

S. 16B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(7)

S. 16C omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(8)

Pt. III omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(10) (with arts. 37(5), 39(4), 41(5), 44(5), 46(3)(b), 48(3), 54(2)) · repeated 50×

Cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(11)

S. 44 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(12)

S. 45 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(13)

S. 47 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(14)

S. 51 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(15)

S. 51A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(16)

S. 51B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(17)

S. 53 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(19)

S. 54 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(20)

S. 55A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(21)

S. 55B omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(22)

Pt. 5A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(27) · repeated 2×

S. 81 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(30)

S. 82A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(32)

S. 112 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(34)

S. 115 omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(37)

S. 140D omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(40)

Ss. 146-152 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(42) (with arts. 48A, 48B (as inserted by S.I. 2014/208, arts. 1(3)(4), 7(3)) · repeated 7×

S. 156 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(44)

S. 160A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(47)

S. 162 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 14; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 163 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 15; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 164 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 16; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 165 omitted (1.10.2015) by virtue of Consumer Rights Act 2015 (c. 15), s. 100(5), Sch. 6 para. 17; S.I. 2015/1630, art. 3(i) (with art. 8)

S. 189A omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(61)

Sch. 3 paras. 5-7 and cross-headings omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(a) · repeated 3×

Sch. 3 para. 11 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(b)

Sch. 3 para. 44 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 3 para. 45 and cross-heading omitted (26.7.2013 for specified purposes) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 3 para. 46 and cross-heading omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881), arts. 1(2)(6), 20(66)(c)

Sch. 4 para. 11 repealed (6.1.1997) by S.I. 1996/ 3097, arts. 1, 3(1)(b)

Sch. 4 para. 15 repealed (E.W.S.) (27.8.1993) by 1993 c. 11, ss. 67(3), 68(2), Sch. 6 .

Sch. 4 para. 16 repealed (E.W.S.) (27.8.1993) by 1993 c. 11, ss. 67(3), 68(2) Sch. 6.

Sch. 4 para. 19 repealed (5.11.1993) by 1993 c. 50, s. 1(1), Sch. 1, Pt. IX Group 1.

Sch. 4 para. 27 repealed (5.11.1993) by 1993 c. 50, s. 1(1), Sch. 1 Pt. IX Group 1.

Sch. 4 Pt. I para. 32 repealed (1.9.1994) by 1994 c. 22, ss. 65, 66(1), Sch. 5 Pt. I (with s. 57(4))

Sch. 4 Pt. II para. 38 repealed (N.I.)(01. 10. 1991) by S.I. 1989/2405 (N.I.19), art. 382, Sch. 10; S.R. 1991/411, art. 2

Sch. 4 para. 50 repealed (1.10.1991) by Finance Act 1991 (c.31, SIF 107:2), ss. 10, 123, Sch. 19 Pt. IV; S.I. 1991/2021, art 2

Parser observation, not a legal amendment: the publisher XML contains 6 empty paragraph elements.

Pending effects amendments not yet applied to this text

s. 25(1C) words substituted by The Capital Requirements Regulations 2013 Sch. 2 para. 32 · Effective date unknown · s. 25

s. 25(2A)(b) (ia) inserted by Financial Services Act 2010 Sch. 2 para. 36 · Effective date unknown · s. 25

s. 51A 51B inserted by Financial Services Act 2010 s. 15(2) · Effective date unknown

s. 51A modified by Financial Services Act 2010 s. 15(4) · Effective date unknown · s. 51A

Sch. 1 words inserted by Financial Services Act 2010 s. 15(3) · Effective date unknown

Show all 8

s. 174 restricted by Railways and Transport Safety Act 2003 s. 115 · Effective date unknown · s. 174

s. 174 words substituted by Railways and Transport Safety Act 2003 Sch. 2 para. 19(d) · Effective date unknown · s. 174

s. 16(1)(ff) words repealed by Housing Act 1996 Sch. 19 Pt. 14 · Effective date unknown · s. 16

Provenance

Every claim the system makes about this text is traceable to these identifiers.

Instrument: uk:ukpga/1974/39
Part: Part VI Matters Arising During Currency of Credit or Hire Agreements
Version: 041bd608afb780dd1f826bec…
Content hash: sha256 7192b085d1965ce45e61a570…
Source: legislation.gov.uk/ukpga/1974/39