Data (Use and Access) Act 2025 · Part 1 Access to customer data and business data

5 Business data: supplementary

s. 5 · in force: yes

Captured statutory text (L5)

5 Business data: supplementary

(1)This section is about provision that regulations under section 4 may (among other things) contain.

(2)The regulations may require business data to be provided on request and make provision about requests, including—

(a)provision for requests to be made by a customer, a third party recipient or another person;

(b)provision about the circumstances in which a data holder may or must refuse to act on a request.

(3)The regulations may make provision requiring business data to be provided to customers, or third party recipients, who are approved to receive it, including—

(a)provision restricting the persons that may be approved to persons that comply with specified conditions;

(b)provision for a specified person to decide whether a person satisfies the conditions for approval (and see section 6 for further provision about decision-makers).

(4)The regulations may make provision about the providing or publishing of business data, including—

(a)provision requiring a data holder to provide or publish business data on one or more occasions, for a specified period or at specified intervals;

(b)provision requiring a data holder, customer or third party recipient to use specified facilities or services, including dashboard services, other electronic communications services or application programming interfaces;

(c)provision requiring a data holder or third party recipient to comply with specified standards, or participate in specified arrangements, relating to, or to the use of, such facilities or services;

(d)provision requiring a data holder or third party recipient to provide, or arrange for, specified assistance in connection with the establishment, maintenance or management of such facilities or services;

(e)provision about interface bodies (see section 7).

(5)The regulations may include—

(a)provision enabling or requiring a data holder to produce, collect or retain, or arrange for the production, collection or retention of, records of business data provided in accordance with the regulations;

(b)provision enabling or requiring a third party recipient to produce or retain, or arrange for the production or retention of, records of business data received in accordance with the regulations.

(6)The regulations may make provision requiring a person who, in the course of a business, processes business data of a trader to assist, or take specified steps to assist, the trader in complying with regulations under this Part.

(7)The regulations may make provision about the processing of business data provided to a third party recipient in accordance with the regulations, including—

(a)provision requiring a third party recipient to use specified facilities or services, including dashboard services, other electronic communications services or application programming interfaces;

(b)provision requiring a third party recipient to comply with specified standards, or participate in specified arrangements, relating to, or to the use of, such facilities or services;

(c)provision requiring a third party recipient to provide, or arrange for, specified assistance in connection with the establishment, maintenance or management of such facilities or services;

(d)provision about interface bodies (see section 7);

(e)provision about further disclosure of the data, including provision for a person to whom business data is further disclosed to be subject to some or all of the obligations imposed on customers or third party recipients by the regulations in relation to the business data.

(8)The regulations may make provision enabling or requiring a data holder or a third party recipient to publish specified information relating to the rights and obligations of persons under the regulations, including information about the activities carried out by the data holder or third party recipient in performance of their obligations under the regulations.

(9)The regulations may make provision about complaints, including provision requiring data holders or third party recipients to implement procedures for the handling of complaints.

(10)The regulations may make provision about procedures for the resolution of disputes, including—

(a)provision appointing, or providing for the appointment of, a person to determine disputes;

(b)provision about the person’s powers when determining disputes;

(c)provision about the effect of decisions relating to disputes;

(d)provision about the review of decisions relating to disputes;

(e)provision about appeals to a court or tribunal.

(11)In subsections (4)(d) and (7)(c), references to assistance include actual or contingent financial assistance (such as, for example, a grant, loan, guarantee or indemnity or buying a company’s share capital).

Full captured verbatim text

(1) This section is about provision that regulations under section 4 may (among other things) contain.

(2) The regulations may require business data to be provided on request and make provision about requests, including—

(a) provision for requests to be made by a customer, a third party recipient or another person;

(b) provision about the circumstances in which a data holder may or must refuse to act on a request.

(3) The regulations may make provision requiring business data to be provided to customers, or third party recipients, who are approved to receive it, including—

(a) provision restricting the persons that may be approved to persons that comply with specified conditions;

(b) provision for a specified person to decide whether a person satisfies the conditions for approval (and see section 6 for further provision about decision-makers).

(4) The regulations may make provision about the providing or publishing of business data, including—

(a) provision requiring a data holder to provide or publish business data on one or more occasions, for a specified period or at specified intervals;

(b) provision requiring a data holder, customer or third party recipient to use specified facilities or services, including dashboard services, other electronic communications services or application programming interfaces;

(c) provision requiring a data holder or third party recipient to comply with specified standards, or participate in specified arrangements, relating to, or to the use of, such facilities or services;

(d) provision requiring a data holder or third party recipient to provide, or arrange for, specified assistance in connection with the establishment, maintenance or management of such facilities or services;

(e) provision about interface bodies (see section 7).

(5) The regulations may include—

(a) provision enabling or requiring a data holder to produce, collect or retain, or arrange for the production, collection or retention of, records of business data provided in accordance with the regulations;

(b) provision enabling or requiring a third party recipient to produce or retain, or arrange for the production or retention of, records of business data received in accordance with the regulations.

(6) The regulations may make provision requiring a person who, in the course of a business, processes business data of a trader to assist, or take specified steps to assist, the trader in complying with regulations under this Part.

(7) The regulations may make provision about the processing of business data provided to a third party recipient in accordance with the regulations, including—

(a) provision requiring a third party recipient to use specified facilities or services, including dashboard services, other electronic communications services or application programming interfaces;

(b) provision requiring a third party recipient to comply with specified standards, or participate in specified arrangements, relating to, or to the use of, such facilities or services;

(c) provision requiring a third party recipient to provide, or arrange for, specified assistance in connection with the establishment, maintenance or management of such facilities or services;

(d) provision about interface bodies (see section 7);

(e) provision about further disclosure of the data, including provision for a person to whom business data is further disclosed to be subject to some or all of the obligations imposed on customers or third party recipients by the regulations in relation to the business data.

(8) The regulations may make provision enabling or requiring a data holder or a third party recipient to publish specified information relating to the rights and obligations of persons under the regulations, including information about the activities carried out by the data holder or third party recipient in performance of their obligations under the regulations.

(9) The regulations may make provision about complaints, including provision requiring data holders or third party recipients to implement procedures for the handling of complaints.

(10) The regulations may make provision about procedures for the resolution of disputes, including—

(a) provision appointing, or providing for the appointment of, a person to determine disputes;

(b) provision about the person’s powers when determining disputes;

(c) provision about the effect of decisions relating to disputes;

(d) provision about the review of decisions relating to disputes;

(e) provision about appeals to a court or tribunal.

(11) In subsections (4)(d) and (7)(c), references to assistance include actual or contingent financial assistance (such as, for example, a grant, loan, guarantee or indemnity or buying a company’s share capital).

What this provision means

Model summary, checked against the text on the left.

Relevance to Signicat: 2/3 · detailed summary (L4) Status: ok · Stored artifact; current recipe verification unavailable

Section 5 specifies provisions that business data regulations may contain, including approval rules, interfaces, standards, and record retention.

(2) The regulations may require business data to be provided on request and make provision about requests, including—

(b) provision requiring a data holder, customer or third party recipient to use specified facilities or services, including dashboard services, other electronic communications services or application programming interfaces;

(5) The regulations may include—

Regulations under section 4 may require business data to be provided on request and govern refusal circumstances under subsection (2). Regulations may restrict recipients to approved persons complying with conditions determined by decision-makers under subsection (3). Subsection (4) permits requiring data holders, customers, or third party recipients to use specified facilities or services like dashboard services or APIs, comply with standards, and provide assistance. Under subsection (5), regulations may require data holders and third party recipients to produce, collect, or retain records of business data.

sharing.secureretention.archiveevidence.audit_trail

Refers to

cross-reference internal_cite · s. 4

cross-reference internal_cite · s. 6

cross-reference internal_cite · s. 7

Referred to by

cross-reference internal_cite · s. 23

cross-reference internal_cite · s. 25

cross-reference internal_cite · s. 4

cross-reference internal_cite · s. 6

cross-reference internal_cite · s. 8

Part summaries

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Verification findings (338)

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-3

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-5

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-6

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-13

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-14

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-15

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-16

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-17

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-18

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-10-paragraph-20

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synthesis coverage: missing/unverified L2 schedule-11

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-11-paragraph-2

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synthesis coverage: missing/unverified L2 schedule-14

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-14-paragraph-3

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synthesis coverage: missing/unverified L2 schedule-15

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-15-paragraph-3

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-15-paragraph-8

synthesis coverage: missing/unverified L2 schedule-16-part-1

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-16-paragraph-1

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-16-paragraph-2

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-16-paragraph-3

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-16-paragraph-4

synthesis coverage: missing/unverified L2 schedule-16-part-2

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synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-16-paragraph-6

synthesis coverage: missing evaluation uk:ukpga/2025/18#schedule-16-paragraph-7

Instrument tier unavailable

Change history as published

No captured publisher history.

Pending effects amendments not yet applied to this text

s. 103(2) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(2)para. 28(3)(g)(i) · Effective date unknown · s. 103

s. 103(3) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(2)para. 28(3)(g)(ii) · Effective date unknown · s. 103

s. 103(5) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(2)para. 28(3)(g)(iii) · Effective date unknown · s. 103

s. 103(6) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(2)para. 28(3)(g)(iv) · Effective date unknown · s. 103

Sch. 10 para. 2 word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(a) · Effective date unknown · Sch. 10 para. 2

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Sch. 10 para. 3(3) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(b) · Effective date unknown · Sch. 10 para. 3

Sch. 10 para. 4(3) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(c) · Effective date unknown · Sch. 10 para. 4

Sch. 10 para. 5(3) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(d) · Effective date unknown · Sch. 10 para. 5

Sch. 10 para. 6 word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(e) · Effective date unknown · Sch. 10 para. 6

Sch. 10 para. 7(3) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(f) · Effective date unknown · Sch. 10 para. 7

Sch. 10 para. 10(2)(b) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(g) · Effective date unknown · Sch. 10 para. 10

Sch. 10 para. 10(3)(b) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(g) · Effective date unknown · Sch. 10 para. 10

Sch. 10 para. 11(2)(b) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(h) · Effective date unknown · Sch. 10 para. 11

Sch. 10 para. 13(2)(b) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(i) · Effective date unknown · Sch. 10 para. 13

Sch. 10 para. 13(3)(b) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(i) · Effective date unknown · Sch. 10 para. 13

Sch. 10 para. 14 word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(j) · Effective date unknown · Sch. 10 para. 14

Sch. 10 para. 15 word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(k) · Effective date unknown · Sch. 10 para. 15

Sch. 10 para. 19 word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(l) · Effective date unknown · Sch. 10 para. 19

Sch. 10 para. 20(2) word substituted by The Data (Use and Access) Act 2025 (Consequential Amendments and Transitional Provision) Regulations 2026 Sch. 2 para. 28(5)(m) · Effective date unknown · Sch. 10 para. 20

Provenance

Every claim the system makes about this text is traceable to these identifiers.

Instrument: uk:ukpga/2025/18
Part: Part 1 Access to customer data and business data
Version: c2d2e87668ced1c5f41cde01…
Content hash: sha256 6b4f8080e7260c37ab3c1c29…
Source: legislation.gov.uk/ukpga/2025/18