legislation

Pensions Dashboards Regulations 2022

Pensions Dashboards Regulations 2022 sets connection, matching, and data sharing standards under reg. 8, reg. 15, and reg. 23 for dashboard providers and scheme trustees or managers.

Verified at publication, 2026-11-12 11:38 UTC

43 provisions in 8 parts · official text ↗

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impact by vertical

Summary

What this law does

Sets requirements for pensions dashboard services and relevant occupational pension schemes, mandating connection to the Money and Pensions Service ecosystem, user matching, data verification, secure transmission of pensions information, operational reporting, and independent compliance audits.

Why it matters to Signicat and its customers

No Signicat-specific relevance narrative is stored for this instrument; the stored applicability is shown below.

Who is bound: providers of pensions dashboard services; trustees or managers of relevant occupational pension schemes · Regulators: Money and Pensions Service; The Pensions Regulator; Secretary of State

Banking Finance: Applies connection, operational, and auditing standards to dashboard service providers, including qualifying financial entities offering pensions dashboard services.
Insurance Pensions: Mandates registration, connection, find-and-view matching, and value data provision for trustees and managers of relevant occupational pension schemes.

Key obligations each linked to the provision it comes from

Under (1) and (2), a provider must register with the Money and Pensions Service and connect in compliance with published connection, security, technical, service, and operational standards. Under (4) and (5), upon user consent, the provider must immediately seek the registered pension identifier, enable delegate access where permitted, provide consent revocation links, and issue a view request when conditions (5)(a) to (5)(c) are met. Under (6), the provider must notify the Money and Pensions Service without delay of connection state changes under (6)(a) or systemic issues under (6)(b).

reg. 8

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Once connected to the Money and Pensions Service, trustees or managers must comply with requirements to provide or facilitate pensions information to qualifying pensions dashboard services or the Money and Pensions Service dashboard service under paragraph (1). If an assessment period ends and a lead in time is needed under paragraph (2)(c), during that lead in time (maximum 3 months) trustees or managers must provide administrative data and return a message explaining value data cannot be provided under paragraph (3), resuming full compliance once ended under paragraph (4).

reg. 22

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Trustees or managers must provide value data with contextual information under paragraphs (2) and (4). Data must be from a statement within 13 months or calculation within 12 months with the same illustration date under paragraph (3). Under paragraph (5), values based on such statements or calculations must be returned immediately; otherwise within 3 working days for money purchase benefits or 10 working days for all other cases from identifier registration or notification. If not returned on time, a reason must be given under paragraph (7)(a), which does not excuse compliance under paragraph (7)(b).

reg. 26

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For members with benefits that are not money purchase benefits other than cash balance benefits, trustees or managers must provide accrued and projected value data under sub-paragraph (1)(a) for active members and sub-paragraph (1)(b) for deferred members. Under sub-paragraph (3), Chapter 1 schemes must provide two alternative values reflecting differing remediable service elections. Under sub-paragraph (4), where benefits comprise tranches, trustees or managers must provide either a combined value or separate tranches along with retirement dates and an explanatory message complying with Money and Pensions Service data standards.

Sch. 3 para. 2

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Part summaries

0 of 0 parts have a verified summary.

L1 unavailable for current verification: the overall summary needs every part verified. Provisions and the verified summaries remain readable.

Verification findings (52)

synthesis coverage: missing/unverified L2 part-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-2

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-3

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-4

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-5

synthesis coverage: missing/unverified L2 part-2

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-6

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-7

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-8

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-9

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-10

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-11

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-12

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-13

synthesis coverage: missing/unverified L2 part-3-chapter-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-14

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-15

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-16

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synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-18

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-19

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-20

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-21

synthesis coverage: missing/unverified L2 part-3-chapter-2

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-22

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-23

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-24

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-25

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-26

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-27

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-28

synthesis coverage: missing/unverified L2 part-4

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-29

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-30

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-31

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synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-35

synthesis coverage: missing/unverified L2 part-5

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-36

synthesis coverage: missing/unverified L2 schedule-3-part-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-2

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-3

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-4

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-5

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-6

synthesis coverage: missing/unverified L2 schedule-3-part-2

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-7

Instrument tier unavailable

Change history as published

No captured publisher history.

Pending effects amendments not yet applied to this text

No captured pending effects.

Full TOC · table of contents Collapse parts

8 parts · 43 provisions. Open a provision for its text and, where available, its one-line summary.

PART 1 General · 5 provisions

1 Citation, commencement and extent uk:uksi/2022/1220#regulation-1

2 Interpretation uk:uksi/2022/1220#regulation-2

3 Application uk:uksi/2022/1220#regulation-3

4 Dashboards Available Point uk:uksi/2022/1220#regulation-4

5 Oversight of standards uk:uksi/2022/1220#regulation-5

PART 2 Prescribed requirements for qualifying pensions dashboard services · 8 provisions

6 Qualifying pensions dashboard services uk:uksi/2022/1220#regulation-6

7 Cooperation - providers uk:uksi/2022/1220#regulation-7

8 Connection and functionality uk:uksi/2022/1220#regulation-8

9 View data uk:uksi/2022/1220#regulation-9

10 State pension information uk:uksi/2022/1220#regulation-10

11 Operational information and reporting uk:uksi/2022/1220#regulation-11

12 Information on making a complaint uk:uksi/2022/1220#regulation-12

13 Enabling auditing uk:uksi/2022/1220#regulation-13

CHAPTER 1 Requirements relating to cooperation and connection · 8 provisions

14 Cooperation - trustees or managers uk:uksi/2022/1220#regulation-14

15 Connection according to the connection deadline uk:uksi/2022/1220#regulation-15

16 ... Voluntary connection uk:uksi/2022/1220#regulation-16

17 Deferred connection uk:uksi/2022/1220#regulation-17

18 Connection for new or growing schemes uk:uksi/2022/1220#regulation-18

19 Connection where these Regulations cease to apply and then apply again uk:uksi/2022/1220#regulation-19

20 Connection affected by an assessment period uk:uksi/2022/1220#regulation-20

21 Notification of disconnection uk:uksi/2022/1220#regulation-21

CHAPTER 2 Requirements following connection of a pension scheme · 7 provisions

22 Requirements relating to the provision of pensions information uk:uksi/2022/1220#regulation-22

23 Find requests, matching, pension identifiers and view requests uk:uksi/2022/1220#regulation-23

24 Administrative data uk:uksi/2022/1220#regulation-24

25 Signpost data uk:uksi/2022/1220#regulation-25

26 Value data uk:uksi/2022/1220#regulation-26

27 Contextual information uk:uksi/2022/1220#regulation-27

28 Operational information and reporting uk:uksi/2022/1220#regulation-28

PART 4 Compliance and enforcement · 7 provisions

29 Compliance notices uk:uksi/2022/1220#regulation-29

30 Third party compliance notices uk:uksi/2022/1220#regulation-30

31 Penalty notices uk:uksi/2022/1220#regulation-31

32 Penalty notices: recovery uk:uksi/2022/1220#regulation-32

33 Penalty notices: recovery from bodies corporate and Scottish partnerships uk:uksi/2022/1220#regulation-33

34 Review of notices uk:uksi/2022/1220#regulation-34

35 References to the First-tier Tribunal or Upper Tribunal uk:uksi/2022/1220#regulation-35

PART 5 Disclosure of information · 1 provisions

36 Disclosure of information uk:uksi/2022/1220#regulation-36

PART 1 Value data requirements · 6 provisions

1 uk:uksi/2022/1220#schedule-3-paragraph-1

2 uk:uksi/2022/1220#schedule-3-paragraph-2

3 uk:uksi/2022/1220#schedule-3-paragraph-3

4 uk:uksi/2022/1220#schedule-3-paragraph-4

5 uk:uksi/2022/1220#schedule-3-paragraph-5

6 uk:uksi/2022/1220#schedule-3-paragraph-6

PART 2 Exemption from certain projected value data requirements · 1 provisions

7 uk:uksi/2022/1220#schedule-3-paragraph-7

Impact profile

Transportation

Banking finance

Public sector health

Energy, utilities & telco

Insurance pensions

Services

Media entertainment

Manufacturing construction

Commerce

Dimensions

Mechanism strength

Signicat obligation

Urgency

Pending

Penalties

not supplied

Definitions

No captured definitions.

References

uk:ukpga/2000/8