Watchtower/Law library/Pensions Dashboards Regulations 2022
As last captured

legislation

Pensions Dashboards Regulations 2022

Pensions Dashboards Regulations 2022 sets connection, matching, and data sharing standards under reg. 8, reg. 15, and reg. 23 for dashboard providers and scheme trustees or managers.

Verified at publication, 2026-11-12 11:38 UTC

43 provisions in 8 parts · official text ↗

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impact by vertical

Summary

What this law does

Sets requirements for pensions dashboard services and relevant occupational pension schemes, mandating connection to the Money and Pensions Service ecosystem, user matching, data verification, secure transmission of pensions information, operational reporting, and independent compliance audits.

Why it matters to Signicat and its customers

No Signicat-specific relevance narrative is stored for this instrument; the stored applicability is shown below.

Who is bound: providers of pensions dashboard services; trustees or managers of relevant occupational pension schemes · Regulators: Money and Pensions Service; The Pensions Regulator; Secretary of State

Banking Finance
Applies connection, operational, and auditing standards to dashboard service providers, including qualifying financial entities offering pensions dashboard services.
Insurance Pensions
Mandates registration, connection, find-and-view matching, and value data provision for trustees and managers of relevant occupational pension schemes.

Key obligations each linked to the provision it comes from

Under (1) and (2), a provider must register with the Money and Pensions Service and connect in compliance with published connection, security, technical, service, and operational standards. Under (4) and (5), upon user consent, the provider must immediately seek the registered pension identifier, enable delegate access where permitted, provide consent revocation links, and issue a view request when conditions (5)(a) to (5)(c) are met. Under (6), the provider must notify the Money and Pensions Service without delay of connection state changes under (6)(a) or systemic issues under (6)(b).
reg. 8
orchestration.workflow_risk_decisioningsharing.secure
Once connected to the Money and Pensions Service, trustees or managers must comply with requirements to provide or facilitate pensions information to qualifying pensions dashboard services or the Money and Pensions Service dashboard service under paragraph (1). If an assessment period ends and a lead in time is needed under paragraph (2)(c), during that lead in time (maximum 3 months) trustees or managers must provide administrative data and return a message explaining value data cannot be provided under paragraph (3), resuming full compliance once ended under paragraph (4).
reg. 22
sharing.secure
Trustees or managers must provide value data with contextual information under paragraphs (2) and (4). Data must be from a statement within 13 months or calculation within 12 months with the same illustration date under paragraph (3). Under paragraph (5), values based on such statements or calculations must be returned immediately; otherwise within 3 working days for money purchase benefits or 10 working days for all other cases from identifier registration or notification. If not returned on time, a reason must be given under paragraph (7)(a), which does not excuse compliance under paragraph (7)(b).
reg. 26
sharing.secure
For members with benefits that are not money purchase benefits other than cash balance benefits, trustees or managers must provide accrued and projected value data under sub-paragraph (1)(a) for active members and sub-paragraph (1)(b) for deferred members. Under sub-paragraph (3), Chapter 1 schemes must provide two alternative values reflecting differing remediable service elections. Under sub-paragraph (4), where benefits comprise tranches, trustees or managers must provide either a combined value or separate tranches along with retirement dates and an explanatory message complying with Money and Pensions Service data standards.
Sch. 3 para. 2
sharing.secure

Part summaries

0 of 0 parts have a verified summary.

L1 unavailable for current verification: the overall summary needs every part verified. Provisions and the verified summaries remain readable.

Verification findings (52)

synthesis coverage: missing/unverified L2 part-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-1

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synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-6

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synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-8

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-9

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-10

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-11

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-12

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-13

synthesis coverage: missing/unverified L2 part-3-chapter-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-14

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-15

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-16

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synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-21

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synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-22

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-23

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-24

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synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-27

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-28

synthesis coverage: missing/unverified L2 part-4

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-29

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synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-35

synthesis coverage: missing/unverified L2 part-5

synthesis coverage: missing evaluation uk:uksi/2022/1220#regulation-36

synthesis coverage: missing/unverified L2 schedule-3-part-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-1

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-2

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-3

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-4

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-5

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-6

synthesis coverage: missing/unverified L2 schedule-3-part-2

synthesis coverage: missing evaluation uk:uksi/2022/1220#schedule-3-paragraph-7

Instrument tier unavailable

Change history as published

No captured publisher history.

Pending effects amendments not yet applied to this text

No captured pending effects.

Full TOC · table of contents Expand all parts

8 parts · 43 provisions. Open a provision for its text and, where available, its one-line summary.

PART 1 General · 5 provisions
1 Citation, commencement and extent
2 Interpretation
3 Application
4 Dashboards Available Point
5 Oversight of standards
PART 2 Prescribed requirements for qualifying pensions dashboard services · 8 provisions
6 Qualifying pensions dashboard services
7 Cooperation - providers
8 Connection and functionality
9 View data
10 State pension information
11 Operational information and reporting
12 Information on making a complaint
13 Enabling auditing
CHAPTER 1 Requirements relating to cooperation and connection · 8 provisions
14 Cooperation - trustees or managers
15 Connection according to the connection deadline
16 ... Voluntary connection
17 Deferred connection
18 Connection for new or growing schemes
19 Connection where these Regulations cease to apply and then apply again
20 Connection affected by an assessment period
21 Notification of disconnection
CHAPTER 2 Requirements following connection of a pension scheme · 7 provisions
22 Requirements relating to the provision of pensions information
23 Find requests, matching, pension identifiers and view requests
24 Administrative data
25 Signpost data
26 Value data
27 Contextual information
28 Operational information and reporting
PART 4 Compliance and enforcement · 7 provisions
29 Compliance notices
30 Third party compliance notices
31 Penalty notices
32 Penalty notices: recovery
33 Penalty notices: recovery from bodies corporate and Scottish partnerships
34 Review of notices
35 References to the First-tier Tribunal or Upper Tribunal
PART 5 Disclosure of information · 1 provisions
36 Disclosure of information
PART 1 Value data requirements · 6 provisions
1
2
3
4
5
6
PART 2 Exemption from certain projected value data requirements · 1 provisions
7

Impact profile

Transportation
0
Banking finance
2
Public sector health
1
Energy, utilities & telco
0
Insurance pensions
3
Services
1
Media entertainment
0
Manufacturing construction
0
Commerce
0

Dimensions

Mechanism strength
3
Signicat obligation
1
Urgency
Pending

Penalties

not supplied

Definitions

No captured definitions.

References

uk:ukpga/2000/8